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Canadians are prioritizing saving as they continue navigating the challenges of the global pandemic and amid expectations of rising inflation in the coming year. BMO’s annual savings study found that among the 63 per cent of Canadians with a Tax-Free Savings Account (TFSA), 67 per cent contributed the same or more than they have contributed […]
The Ontario Securities Commission (OSC) will mark Financial Literacy Month this November with a variety of activities designed to build the financial knowledge of Ontarians and highlight the importance of financial literacy. “While everyone has a unique financial story, we can all benefit from improving our financial literacy. We encourage people to take advantage of […]
Every year come tax time, we all hear the term RRSP being thrown around. With a bevy of financial acronyms being tossed around, many can overlook the RRSP without realizing that it could be the single most important tool for financing your retirement. In this article we will be looking at the RRSP and the […]
What does your investment portfolio look like? How has it changed since COVID? My wealthier friends have made significant gains, while my less wealthy friends are in survival mode. I have done quite well though I don’t like to talk about it. I found it interesting to read the new study released by the Ontario Securities Commission […]
The TFSA program began in 2009. It is a way for individuals who are 18 years of age or older and who have a valid social insurance number (SIN) to set money aside tax-free throughout their lifetime. Contributions to a TFSA are not deductible for income tax purposes. Any amount contributed as well as any income […]